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Joint Tenants or Tenants in Common? Why It Can Matter More Than Your Will

Joint Tenants or Tenants in Common? Why It Can Matter More Than Your Will

by Erika Hanrahan | Aug 19, 2026 | Insights

It’s a common and understandable assumption: “I’ve made a Will, so it covers everything I own.” For property and some bank accounts, that isn’t necessarily true, and the reason has nothing to do with the Will itself. Two Ways to Own...
Choosing (and Changing) Your Power of Attorney: What to Consider Before You Sign

Choosing (and Changing) Your Power of Attorney: What to Consider Before You Sign

by Erika Hanrahan | Aug 12, 2026 | Insights

A Power of Attorney gives someone significant legal control over your finances while you’re still alive. Most people know they should have one. Far fewer stop to think carefully about who they’re actually appointing, or what happens if that choice turns...
AML/CTF Reforms for Law Firms: What Clients Need to Know

AML/CTF Reforms for Law Firms: What Clients Need to Know

by Erika Hanrahan | Aug 4, 2026 | Insights, News, Uncategorized

AML/CTF Reforms Have Commenced — Here’s What You Need to Know If you have engaged a lawyer, accountant, or conveyancer in Australia before, you will likely already be familiar with providing identification as part of standard practice, such as a driver’s...
What Happens If You Die Without a Will in NSW?

What Happens If You Die Without a Will in NSW?

by Sarah Lamb | Jul 29, 2026 | Client focus, Cost of a Will, Estate Planning, Insights, Personal, Wills

In short: if you die without a will in NSW (known as dying “intestate”), your estate is divided by a fixed legal formula under the Succession Act 2006 — which may not reflect your wishes. A will lets you decide who inherits, who raises your children, and...
How Much Does a Will Cost in NSW? A Clear Guide for 2026

How Much Does a Will Cost in NSW? A Clear Guide for 2026

by Sarah Lamb | Jul 22, 2026 | Client focus, Cost of a Will, Estate Planning, Insights, Personal, Wills

In short: we charge a fixed fee for a straightforward will, while a will with a testamentary trust or more complex family, business or superannuation needs costs more. At Southern Waters Legal, we quote your fixed fee upfront at your initial consultation — before any...
Testamentary Trusts and the 2026 Federal Budget

Testamentary Trusts and the 2026 Federal Budget

by Erika Hanrahan | Jun 4, 2026 | Business Law, Capital Gains Tax, Estate Planning, Insights

The Crackdown on Discretionary Trusts The 2026-27 Federal Budget has dropped. Buried beneath the headline economic figures are some of the most significant changes to trust and estate taxation in recent years. If your Will includes a Testamentary Trust, or your family...
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We acknowledge the Dharawal people as the Traditional Owners of the land within the Sutherland Shire. We respect the Dharawal culture, language and traditions. We acknowledge the Dharawal people’s past and continuing connection to the land, sea and community.

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